Opportunity Arkansas Foundation Privacy Policy

Last revised: September 21, 2022

Opportunity Arkansas Foundation is committed to protecting your privacy and taking great care of your personal information. Our Privacy Policy will help you understand what information we collect, how it is used, and how it is protected. If you have any questions, feel free to contact us at [email protected].

Opportunity Arkansas Foundation and all subsidiaries and affiliated companies (“us,” “we,” “our,” or “Opportunity Arkansas Foundation”) are committed to protecting the privacy rights of our customers, visitors, and other users (“you” or “your”) of Opportunity Arkansas Foundation and/or our applications (the “Site”). This Privacy Policy (“Privacy Policy”) was created to further your understanding of your privacy rights. This Privacy Policy details our practices associated with the collection of your personally identifiable information (“Personal Information”) in the course of your use of the Site. This Privacy Policy does not apply to any other website that you access from our Site or that you use to access our Site from, which have data collection, storage and use practices and policies that may differ from this Privacy Policy.

You acknowledge that this Privacy Policy is designed to be read in connection with the Site Terms of Use and that by access or using our Site, you agree to be bound by the Terms as well as this Privacy Policy.

What Information We Collect

Personal Information We Collect Directly From You
The Personal Information we receive and collect directly from you includes, without limitation, the following:

(1) contact data (such as your mailing or billing address, e-mail address, and phone number);
(2) demographic data (such as your gender, your date of birth and your zip code);
(3) payment data (such as a credit card number of payment account information);
(4) other identifying information that you voluntarily choose to provide to us, including without limitation unique identifiers such as passwords, and Personal Information in emails or letters that you send to us; and
(5) biometric data, such as fingerprints, voiceprints, or scans of hand or face geometry, when you give us your consent to do so.

We may also collect additional information, which may be Personal Information, as otherwise described to you at the point of collection or pursuant to your consent. You may still access our Site if you choose not to provide us with anyPersonal Information, but if you elect not to share Personal Information it may affect our ability to provide products or services to you.

Billing, Collection and Payment Information

When you make a payment for products/services through our Site, your payment card information is collected and stored by our payment processing partner. Our payment processing partner collects your voluntarily provided payment card information necessary to process your payment. Such partner’s use and storage of information is governed by its applicable terms of service and privacy policy.

Information we automatically collect when you use our Site
Some information, which may include Personal Information, is automatically collected when you use our Site, such as the following: (i) IP address; (ii) domain server; (iii) type of device(s) used to access the Site; (iv) web browser(s) used to access the Site; (v) referring webpage or other source through which you accessed the Site; (vi) geolocation information; and (vii) other statistics and information associated with the interaction between your browser or device and the Site(collectively “Traffic Data”). Depending on applicable law, some Traffic Data may be Personal Information.

How We Collect Information

We collect information (including Personal Information and Traffic Data) when you use and interact with the Site, and in some cases from third party sources. Such means of collection include:

(1) When you use the Site to purchase products or services;
(2) When you voluntarily provide information in free-form text boxes through the Site or through responses to interviews, surveys, questionnaires and the like;
(3) Through cookies, web beacons, analytics services and other tracking technology (collectively, “Tracking Tools”),as described below; (4) When you sign up to receive emails from us regarding events, products, specials or other marketing and promotional materials;
(5) When you contact us at [email protected] or otherwise contact us.

Tracking Tools, Behavioral Advertising, and Opt Out Options
Tracking Tools:
We may use tools outlined below in order to provide our services to advertise to, and to better understand users.

(1) Cookies: “Cookies” are small computer files transferred to your computing device that contain information such as user ID, user preferences, lists of pages visited and activities conducted while using the Services. We use cookies to improve or tailor the Services, customize advertisements by tracking navigation habits, measuring performance, and storing authentication status so re-entering credentials is not required, customize user experiences with the Services, and for analytics and fraud prevention. For more information on cookies, including how to control your cookie settings and preferences, visit http://www.allaboutcookies.org.

Some cookies are placed by a third party on your device and provide information to us and third parties about your browsing habits (such as your visits to our Site, the pages you have visited, and the links and advertisements you have clicked). These cookies can be used to determine whether certain third-party services are being used, to identify your interests, and to serve advertisements relevant to you. We do not control third party cookies.

(2) Web Beacons: “Web Beacons” (a.k.a. clear GIFs or pixel tags) are tiny graphic image files embedded in a webpage or email that may be used to collect information about the use of our Site, the websites of selected advertisers and the emails, special promotions or newsletters that we send. The information collected by Web Beacons allows us to analyze how many people are using the Site, using selected publishers’ websites or opening emails, and for what purpose, and also allows us to enhance our interest-based advertising (discussed further below).

(3) Web Service Analytics: We may use third-party analytics services in connection with the Site, including, for example, to register mouse clicks, mouse movements, scrolling activity and text typed into the Site. We use the information collected from these services to help make the Site easier to use and as otherwise set forth in the section called “How We Use Your Information.” These analytics services generally do not collect Personal Information unless you voluntarily provide it and generally do not track your browsing habits across web services that do not use their services.

(4) Mobile Device Identifiers: As with other Tracking Tools, mobile device identifiers help Opportunity Arkansas Foundation learn more about our users’ demographics and internet behaviors in order to personalize and improve the Site. Mobile device identifiers are data stored on mobile devices that may track mobile device and data and activities occurring on and through it, as well as the applications installed on it. Mobile device identifiers enable collection of Personal Information (such as media access control, address, and location) and Traffic Data.

Behavioral Advertising: We may use a type of advertising commonly known as interest-based or online behavioral advertising. This means that some of our partners use Tracking Tools, such as cookies, pixel tags, and web beacons, to collect information about a user’s online activities to display Opportunity Arkansas Action ads to the user based on the user’s interests (“Behavioral Advertising”). Such partners may include third-party service providers, advertisers, advertising networks or platforms, traffic measurement service providers, marketing analytics service providers, and other third-party service providers (collectively, “Advertising Service Providers”). Other Tracking Tools used by our partners may collect information when you use the Site, such as IP address, mobile device ID, operating system, browser, webpage interactions, geographic location and demographic information, such as gender and age range. These Tracking Tools help us learn more about our users’ demographics and internet behaviors.

Options for Opting out of Cookies and Mobile Device Identifiers: Some web browsers allow you to reject cookies or to alert you when a Cookie is placed on your computer, tablet or mobile device. You may be able to reject mobile device identifiers by activating the appropriate setting on your mobile device. Although you are not required to accept our cookies or mobile device identifiers, if you block or reject them, you may not have access to all features available through the Site.

You may opt out of receiving certain cookies and certain trackers by visiting the Network Advertising Initiative (NAI) opt out page or the Digital Advertising Alliance (DAA) consumer opt-out page, or by installing the DAA’s AppChoice app (for iOS; for Android) on your mobile computing device. When you use these opt-out features, an “opt-out” Cookie will be placed on your computer, tablet or mobile computing device indicating that you do not want to receive interest-based advertising from NAI or DAA member companies. If you delete cookies on your computer, tablet or mobile computing device, you may need to opt out again.

For information about how to opt out of interest-based advertising on mobile devices, please visit http://www.applicationprivacy.org/expressing-your-behavioral-advertising-choices-on-a-mobile-device. You will need to opt out of each browser and device for which you desire to apply these opt-out features.

Even after opting out of Behavioral Advertising, you may still see Opportunity Arkansas Foundation advertisements that are not interest-based (i.e.,not targeted toward you). Also, opting out does not mean that Opportunity Arkansas Foundation is no longer using Tracking Tools — we still may collect information about your use of the Site even after you have opted out of Behavioral Advertising and may still serve advertisements to you via the Site based on information it collects via theSite.

This Privacy Policy does not cover the use of cookies and other Tracking Tools by any third parties, and we aren’t responsible for their privacy policies and practices. Please be aware that some cookies placed by third parties can continue to track your activities online even after you have left our Site.

How Opportunity Arkansas Foundation Responds to Browser “Do Not Track” (DNT) Signals: Some web browsers (including Safari, Edge, Firefox and Chrome) incorporate a “Do Not Track” (DNT) or similar feature that signals to web services that a visitor does not want to have his/her online activity and behavior tracked. If a web service operator elects to respond to a particular DNT signal, the web service operator may refrain from collecting certain Personal Information about the browser’s user. Not all browsers offer a DNT option and there is currently no industry consensus as to what constitutes a DNT signal. For these reasons, many website operators, including Opportunity Arkansas Foundation, do not proactively respond to DNT signals. For more information about DNT signals, visit http://allaboutdnt.com.

How We Use Your Information and Our Legitimate Interests
We may use information that is not Personal Information that has been de-identified and/or aggregated to better understand who uses our Site and how we can deliver a better experience or otherwise at our discretion.

We use information, including Personal Information, to provide and to help improve the Site, to develop new services, and to advertise (for example, to display Opportunity Arkansas Foundation ads on other web services). Specifically, such use may include:

(1) Providing you with the products, services, and information you request;
(2) Responding to correspondence that we receive from you;
(3) Contacting you when necessary or requested;
(4) Providing, maintaining, administering, or expanding the Site, performing business analyses, or for other internal purposes to support, improve or enhance our business, the Site, and other products and services we offer;
(5) Customizing or tailoring your experience of the Site, which may include sending customized messages or showing you Sponsored Results;
(6) Notifying you about certain resources or services we think you may be interested in learning more about;
(7) Sending you information about Opportunity Arkansas Foundation or our Products or services;
(8) Sending emails and other communications that display content that we think will interest you and according to your preferences;
(9) Combining information received from third parties with information that we have from or about you and using the combined information for any of the purposes described in this Privacy Policy;
(10) Showing you advertisements, including interest-based or online behavioral advertising;
(11) Using statistical information that we collect in any way permitted by law, including from third parties in connection with their commercial and marketing efforts;
(12) Fulfilling our legally required obligations, such as preventing, detecting and investigating security incidents and potentially illegal or prohibited activities;
(13) Resolving disputes;
(14) Protecting against or deterring fraudulent, illegal, or harmful actions; and
(15) Enforcing our Terms of Service and other agreements.

How We Share Your Information

In certain circumstances, and in order to provide you with our products of to perform the services, we may share certain information that we collect from you, as described in this section:

(1) Advertising: We do not sell email addresses to third parties. We may share your Personal Information with our partners to customize or display our advertising.
(2) Business Partners: We may share your Personal Information and/or Traffic Data with our partners who perform operational services (such as hosting, billing, fulfillment, data storage, security, insurance verification, web service analytics, or ad serving) and/or who make certain services, features, or functionality available to our users.
(3) Cross Device Matching: To determine if users have interacted with content across multiple devices and to match such devices, we work with partners who analyze device activity data and/or rely on your information (including demographic, geographic and interest-based data). To supplement this analysis, we also provide de-identified data to these partners. Based on this data, we may then display targeted advertisements across devices that we believe are associated or use this data to further analyze usage of Site across devices.
(4) Business Transfers: We may transfer your Personal Information to another company in connection with a proposed merger, sale, acquisition or other change of ownership or control by or of Opportunity Arkansas Foundation (whether in whole or in part). Should one of these events occur, we will make reasonable efforts to notify you before your information becomes subject to different privacy and security policies and practices.
(5) Public Information and Submissions: You agree that any information that you may reveal in a review posting, online discussion or forum is intended for the public and is not in any way private. Carefully consider whether to disclose any Personal Information in any public posting or forum. Your submissions may be seen and/or collected by third parties and may be used by others in ways we are unable to control or predict.
(6) Protection of Opportunity Arkansas Foundation and Others: We also may need to disclose your Personal Information or any other information we collect about you if we determine in good faith that such disclosure is needed to: (1) comply with or fulfill our obligations under applicable law, regulation, court order or other legal process; (2)protect the rights, property or safety of you, Opportunity Arkansas Action or another party; (3) enforce this PrivacyPolicy, our Terms, or other agreements with you; or (4) respond to claims that any posting or other content violates third-party rights.
(7) Other Information: We may disclose information that is not Personal Information that has been de-identified and/or aggregated at our discretion.

Storage and Security of Information

The security of your Personal Information is important to us. We endeavor to follow generally accepted industry standards to protect the Personal Information submitted to us, both during transmission and in storage. For example, when you enter sensitive information on our Site and/or our Services, we encrypt that information (both at rest and in transit) using SecureSocket Layer (SSL) technology.

We store and process your information on our servers in the United States. We maintain industry standard backup and archival systems.

Although we make good faith efforts to store Personal Information in a secure operating environment that is not open to the public, we do not and cannot guarantee the security of your Personal Information. If at any time during or after our relationship we believe that the security of your Personal Information may have been compromised, we may seek to notify you of that development. If a notification is appropriate, we will endeavor to notify you as promptly as possible under the circumstances. If we have your e-mail address, we may notify you by e-mail to the most recent e-mail address you have provided us in your account. Please keep your e-mail address in your account up to date. You can update that e-mail address anytime in your account. If you have difficulty updating your e-email address or other information on your account, please contact us at [email protected]. If you receive a notice from us, you can print it to retain a copy of it. To receive these notices, you must check your e-mail account using your computer or mobile device and email application software. You consent to our use of e-mail as a means of such notification. If you prefer for us to use the U.S.Postal Service to notify you in this situation, please e-mail us at [email protected]. Please include your address when you submit your request. You can make this election any time, and it will apply to notifications we make after a reasonable time thereafter for us to process your request. You may also use this e-mail address to request a print copy, at no charge, of an electronic notice we have sent to you regarding a compromise of your Personal Information.

Your Privacy Choices

You can always opt not to disclose Personal Information to us, but keep in mind some Personal Information may be needed in order for you to use certain features of our Site.

Note that Opportunity Arkansas Foundation cannot control or guarantee these rights with regard to Personal Information obtained by third parties who have requested and received your Personal Information through our Site and with your consent.

In addition, you can stop the collection of information about your mobile device by following the standard uninstall processes and removing Opportunity Arkansas Foundation application(s) from your mobile device. You may also opt out of allowing Opportunity Arkansas Foundation to collect your geographic location by changing the location settings on your mobile device at any time.

CCPA and Similar Laws
You may have certain rights to your Personal Information as a result of privacy laws such as the California ConsumerPrivacy Act (CCPA) or other similar state laws. If those laws apply to you, Opportunity Arkansas Foundation gives you the choice of accessing, editing, or removing certain Personal Information, as well as choices about how we contact you. You may change or correct the Personal Information Opportunity Arkansas Foundation has collected from you or exercise any of the following rights by contacting Opportunity Arkansas Foundation via email at [email protected] or sending a written request to 700 E. 9th Street, Suite 1K, Little Rock, Arkansas 72202. Depending on your location, you may also benefit from several rights with respect to your information. While some of these rights apply generally, certain rights apply in limited cases.

(1) Right to Know: If you are a California resident, you may request disclosure of the specific pieces and/or categories of personal information that we have collected about you, the categories of sources for that personal information, the business or commercial purposes for collecting the information, the categories of personal information that we have disclosed about you, and the categories of third parties with which the information was shared.
(2) Right to Opt-Out: To the extent that Opportunity Arkansas Foundation “sells” personal information (as that term is defined under the CCPA), California residents are entitled to opt-out of the “sale” of data at any time (see below for more information) (which can be done to by contact us at [email protected]).
(3) Right to Deletion: If you are a California resident, you have the right to request the deletion of your personal information, except information we are required to retain by law, regulation, or to protect the safety, security, and integrity of Opportunity Arkansas Foundation.
(4) Right to Non-Discrimination: If you are a California resident, you have the right to exercise rights 1-3 outlined above without Opportunity Arkansas Foundation discriminating against you for your choice to exercise those rights.

How Long We Retain Your Information

We retain Personal Information about you for as long as otherwise necessary to provide you the Services. In some cases, we retain Personal Information for longer, if doing so is necessary to comply with our legal obligations, resolve disputes or collect fees owed, prevent fraud, enforce our Terms of Use of this Privacy Policy, or as otherwise permitted or required by applicable law, rule or regulation. Afterwards, we retain some information in a depersonalized or aggregated form but not in a way that would identify you personally.

Personal Information of Children

As noted in the Terms of Use, the Services are not intended for use by children and persons under the age of 18 are prohibited from using the Site. Opportunity Arkansas Foundation does not knowingly collect any information from children, nor is the Site directed to children. If you are under 18, please do not attempt to use the Site or send any Personal Information about yourself to us.

Other Web Services

The Site may contain links to or embedded content from third party website or services. A link to or embedded content from a non-Opportunity Arkansas Foundation website or service does not mean that we endorse that web service, the quality or accuracy of information presented on the non-Opportunity Arkansas Foundation website or service or the persons or entities associated with the non-Opportunity Arkansas Foundation website or service. If you decide to visit a third-party website or service, you are subject to the privacy policy of the third-party website or service as applicable, and we are not responsible for the policies and practices of the third-party website or service. We encourage you to ask questions before you disclose your information to others.

You may have arrived at the Site from a third-party website or service. The presence of such links or content on third-party website or service does not mean that we endorse that website or service, the quality or accuracy of information presented on the non-Opportunity Arkansas Foundation website or service or the persons or entities associated with the non-Opportunity Arkansas Foundation website or service. You may be subject to the privacy policy of the third-party website or service as applicable, and we are not responsible for the policies and practices of the third-party website or service. In addition, the policies, and practices of third parties do not apply to your information, including Personal Information, obtained pursuant to this Privacy Policy.

Updates and Changes to Privacy Policy

The effective date of this Privacy Policy is set forth at the top of this webpage. We will notify you of any material change by posting notice on this webpage. Your continued use of the Site after the effective date constitutes your acceptance of the amended Privacy Policy. We encourage you to periodically review this page for the latest information on our privacy practices. Any amended Privacy Policy supersedes all previous versions. IF YOU DO NOT AGREE TO FUTURE CHANGES TO THIS PRIVACY POLICY, YOU MUST STOP USING THE SITE AFTER THE EFFECTIVE DATE OF SUCH CHANGES.

Contacting Opportunity Arkansas Foundation

If you have any comments, concerns, or questions about this Privacy Policy, please contact us via email at [email protected] or via mail at 700 E. 9th Street, Suite 1K, Little Rock, Arkansas 72202.

BY ACCESSING OR USING THE SITE, YOU AGREE TO THE PRACTICES AND POLICIES OUTLINED IN THIS PRIVACY POLICY AND YOU HEREBY CONSENT TO THE COLLECTION, USE, AND SHARING OF YOUR INFORMATION AS DESCRIBED IN THIS PRIVACY POLICY. IF YOU DO NOT AGREE WITH THIS PRIVACY POLICY, YOU CANNOT USE THE SITE.